Last Update: Monday, 24 November 2025

You are independently responsible for complying with all applicable laws in all of your actions related to your use of Zagaa Vipato’s website and services, regardless of the purpose of the use. In addition, you must adhere to the terms of this Acceptable Use Policy. Violation of this Acceptable Use Policy constitutes a violation of the Zagaa Vipato User Agreement.

Prohibited Activities

You may not use the Zagaa Vipato service for activities that:

1. Violate any law, statute, ordinance or regulation.
2. Relate to transactions that are contrary to the amended, applicable statutes and rules and regulations of The Republic of Kenya including:

1. The Proceeds of Crime and Anti-Money Laundering Act No. 9 of 2009 of the Republic of Kenya
2. The Anti-Corruption and Economic Crimes Act No. 3 of 2003
3. The Prevention of Terrorism Act No. 30 of 2012 of the Republic of Kenya or
4. Involve offering or receiving payments for the purpose of bribery or corruption.

1. Relate to transactions involving:

1. narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety,
2. drug paraphernalia,
3. cigarettes,
4. items that encourage, promote, facilitate or instruct others to engage in illegal activity,
5. stolen goods including digital and virtual goods,
6. the promotion of hate, violence, racial or other forms of intolerance that is discriminatory or the financial exploitation of a crime,
7. items that are considered obscene,
8. items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction,
9. certain sexually oriented materials or services,
10. ammunition, firearms, or certain firearm parts or accessories, or
11. certain weapons or knives regulated under applicable law.

 

Relate to transactions that:

1. show the personal information of third parties in violation of applicable law,
2. support pyramid or ponzi schemes, matrix programs, other “get rich quick” schemes or certain multi-level marketing programs,
3. are associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card,
4. are for the sale of certain items before the seller has control or possession of the item,
5. are by payment processors to collect payments on behalf of merchants,
6. are associated with the sale of traveler’s checks or money orders,
7. involve currency exchanges or check cashing businesses,
8. or involve certain credit repair, debt settlement services, credit transactions or insurance activities, or
9. Involve the sales of products or services identified by government agencies to have a high likelihood of being fraudulent.

Hacking, Spamming, Denial of Service attacks etc.

Protecting customer, employee, and corporate data is Zagaa Vipato’s highest priority.

The entire Internet is being continually scanned and subjected to malicious attacks attempts, which are being carried out en-masse by hackers, spammers, and other nefarious actors. These hackers, spammers, and other nefarious actors use automated software to scan and attack internet targets continually, often originating from IP addresses associated with shady hosting companies, botnets, hacked servers, or other machines otherwise controlled by hackers.

Zagaa Vipato Services is registered with AbuseIPDB, a project whose mission is to help make the Internet safer by providing a central repository for reporting and identifing IP addresses that have been associated with malicious activity online.

Zagaa Vipato services shares system logs on malicious attacks attempts with AbuseIPDB to enable other online services to proactively detect and mitigate attacks coming from IP addresses that have been reported to be associated with malicious activity online.

Violations of the Acceptable Use Policy

We encourage you to report violations of this Acceptable Use Policy to Zagaa Vipato immediately. If you have a question about whether a type of transaction may violate the Acceptable Use Policy, or wish to file a report, you can do so here.